Personal Credit Card
Brady National Bank has partnered with TIB, The Independent Banker's Bank, to offer consumer credit cards to our customers.
There are multiple options available each with competitive features and benefits.
Standard Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefit Comparison
Preferred Points Rewards
Earn one point for each dollar spent, up to 10,000 points per month. Redeem anytime for a wide variety of options including cash back, travel, merchandise, retail gift cards, and much more.
Mobile Payments
Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All MasterCard and Visa consumer cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.
Airport Concierge
Enjoy savings on Airport Meet and Greet Services. Arrange for a dedicated Meet and Greet Agent at over 700 airport destinations worldwide. Certain airports include expedited security and immigration services.
Rental Car Insurance
Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.
Identity Theft Protection
Be protected with ID Theft Resolution Services including online identity monitoring, resolution services, credit bureau monitoring and more.
Global Service
Provides 24-hour global assistance with lost or stolen card replacement and emergency cash. Toll-free numbers for assistance can be found at www.mastercard.com or by calling 636-722-7111.
Cell Phone Protection
Cell phone coverage for your personal cell against damage or theft provided you charge your monthly Cellular Wireless Bill to your credit card.
Travel & Lifestyle Services
Access to a suite of benefits, amenities and upgrades including premium travel offers from best-in-class travel companies. Whether you are planning a last minute vacation or your dream getaway, a lifestyle manager will assist you at your convenience 24 hours a day. Plus, take advantage of the lowest hotel rate guarantee and hotel stay guarantee.
One Fine Stay
Access to over 10,000 high-end rental homes around the world stocked with fine linens, towels and toiletries. Receive a discount on all stays and free WiFi and a complimentary cell phone to use during your stay with free data and local calls.
Postmates
Food, drinks and groceries available for delivery or pickup in over 650 cities across the U.S. and Mexico! Save time and money shopping.
ShopRunner
Free 2-day online shipping and returns at over 140 stores including Neiman Marcus, American Eagle, Calvin Klein, 1-800-Flowers, and more.
Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB Card Services at 800-367-7576.
Fees
Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.
1 Please see application for information about current APRs and fees
To Apply Now
Visit the application link below.
Note: We do not process the card application at Brady National Bank, so communication regarding your submitted application will need to be made with TIB. You can speak with a representative at TIB by calling 800-367-7576
Preferred Points Reward Card - World & Platinum - Details
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months.1
- Competitive ongoing APR.1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.mypreferredpoints.com(Opens in a new Window) or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net(Opens in a new Window).
- A host of extraordinary MasterCard benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
-
Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.1 Please see application for information about current APRs and fees
Low Rate Card - Platinum - Details
Features
- Low introductory rate for first six months.1
- Competitive ongoing APR.1
- Lower APR1 relative Preferred Points Reward Card following introductory period.
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net(Opens in a new Window).
- A host of extraordinary MasterCard benefits; detailed above in comparison table.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
-
Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.1 Please see application for information about current APRs and fees